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TRUSTED CFP® PROFESSIONALS

                     WEALTH MANAGEMENT

                    & FINANCIAL PLANNING


Tailored.  Independent.  Fee-only.




How We're Different


Longview Advisors is a comprehensive, fee-only wealth management and financial planning firm with offices in Newton and Wichita, Kansas.  As CERTIFIED FINANCIAL PLANNERS™ and members of The National Association of Personal Financial Advisors (NAPFA) and the Alliance of Comprehensive Planners (ACP) - the country’s leading professional associations of fee-only financial advisors - we uphold the highest professional, fiduciary, and ethical standards in the financial planning industry. 



OUR MISSION

Our mission is to serve as your trusted advisor by providing objective, transparent, and holistic financial planning solutions so that you can reach your goals and have peace of mind.  

OUR APPROACH

Comprehensive. We believe that a true financial plan pays attention to all aspects of your financial life. We strive to integrate the different pieces of your financial situation - retirement, taxes, investments, real estate, insurance, estate planning, philanthropy - into a unified plan.  Please see the list of topics covered in our Wealth Management Retainer.

Fee-Only. As fee-only financial advisors, we sell no products and receive no commissions. Instead, we are paid a flat fee for the advice and value we add. Knowing this, you can be confident that our recommendations are truly for your benefit - not ours. Because we are independent, we offer our clients access to a greater diversity of products and strategies and are often able to significantly reduce the underlying fees and expenses of our clients' investments and insurance.

Our Fee-Only Advantage:

  • Fees are not based on "assets under management." Instead, we are paid a transparent annual retainer fee for our service. This means that 1) we have no incentive to consolidate assets unless it's truly in your best interest and 2) our fees are directly tied to the scope and complexity of your particular situation, not simply the size of your investment portfolio. 
  • We deliver tailored financial plans and investment advice - not "cookie cutter" recommendations.
  • We believe that a true financial plan pays attention to all aspects of your financial life. We work with you to optimize the different pieces of your financial situation - retirement, taxes, investments, real estate, insurance, estate planning, philanthropy - and integrate them into a unified plan. 
  • Objective, data-driven investment strategies. Since we are fee-only (exclusively fiduciaries), we are able to recommend funds and strategies based solely on what is best for you without the conflicts of interest that may exist when an advisor's recommendations impact his or her compensation (as is the case with fee-based or commission-based advisors). 
  • Transparency. We are paid directly and exclusively by our clients, rather than from product sales, commissions, and/or hidden compensation from fund companies. You can be confident that our recommendations are based on what we believe to be best for you and do not impact our own compensation. 

Curious to learn more about what "fee-only" means and why it matters? Learn more here!

 

AFFILIATIONS

CFP Affiliation - Newton Kansas NAPFA Affiliation - Newton Kansas Fee Only Affiliation - Newton Kansas ACP Affiliation - Newton Kansas

SERVICES


WEALTH MANAGEMENT RETAINER

A Wealth Management Retainer engagement provides comprehensive financial planning and investment management for a fixed annual fee.  This is an ongoing relationship where our firm acts as trusted guide in the financial areas of your life. 

During the Initial Year of your Wealth Management Retainer there are typically 6-10 meetings, which may cover the following topics:

  • Portfolio Analysis.  We compile a complete inventory of your investments and real estate and analyze each for costs, tax efficiency, performance, risk, and diversification.  We help you to understand what you have and whether what you have is appropriate for you and help you fix the problems you're facing.
  • Risk Management & Insurance.  Since we don't sell insurance, our sole interest is making sure you have the right amount and type of coverage. We help you determine how much and which type of insurance coverage you need, what risks you can afford to self-insure, where you should buy your insurance, how much you should pay for it, and help you maximize your employee benefit package.
  • Tax Planning.  We strategically help you take advantage of tax planning opportunities so that you aren't paying more tax than required. We help you implement tax-efficient investments, Roth conversions, charitable giving, and life-time giving.
  • Estate Planning.  Estate planning goes well beyond making a will. We help you consider medical directives and other end-of-life issues, minimize estate taxes, discuss when a trust might be appropriate, and help you decide how to most effectively transfer ownership of a small business.  We’ll help you consider options that you can implement with your attorney.
  • Goals and Values.  Your goals and values are the foundation on which your personal financial plan is built.  Whether your goal is to start a business of your own, have peace of mind about retirement, or leave a legacy through your charitable estate plan, your financial plan is coordinated so that you can do the things that are most meaningful and satisfying to you. 
  • Retirement Planning.  Retirement planning is more than simply ensuring that you won’t outlive your money - although that is a major concern.  It also involves the timing of benefits, including Social Security, and – beyond the financial aspects – it’s about how you will make your retirement years personally fulfilling and enjoyable.
  • Investment Management & Asset Allocation.  We work with you to create an investment plan that is designed specifically for your particular situation and goals. We will not simply put you in a model portfolio based on answers to a brief risk tolerance survey. Since we are compensated directly and exclusively by our clients in a fee-only way (rather than through commissions from fund companies, hidden fees, etc), we can provide unbiased investment advice.
  • Cash Flow Planning.  Deciding in advance how you will spend your money ensures you are making regular progress toward financial independence and keeps your plan on track. If you are struggling with debt and spending issues, we will help you set priorities and gain control over your money.
  • Charitable Planning. We help you accomplish your charitable goals in the most tax-efficient way possible. Planning tools may include: donor advised funds, charitable trusts, and charitable estate planning. 
  • Education Funding.  If you have children or grandchildren, identifying the best way to saving for their education can be a complex and confusing process. We help you choose the most effective way to save for future college costs. 
  • Ongoing Consultation. Our open retainer means that, in addition to the services listed here, we will provide advice any time you request it on the financial matters that concern you.

In Renewal Years there are typically 2 or more meetings, depending on your needs. Topics cover a full spectrum but will usually include:

  • Investment management
  • Portfolio rebalancing
  • Portfolio/net worth update
  • Tax Planning
  • Other planning services as requested
  • Other Initial Year topics are reviewed every several years, or as needed
  • Full access to advisor as needed

FINANCIAL PLANNING

Our firm offers customized hourly financial planning which is designed to address your specific questions or provide you with a comprehensive financial plan.  The number of hours to complete the plan will depend on the complexity and scope of services required. 

Examples of common financial planning topics include:

  • Asset allocation strategies
  • Education planning
  • Employee benefit analysis
  • Estate planning
  • Goal setting
  • Insurance analysis
  • Inventory of assets
  • Investment strategy & selection
  • Portfolio/net worth analysis
  • Real estate
  • Retirement planning
  • Charitable gift planning
  • Tax planning
  • Other financial planning services as requested

You decide if meetings are held face-to-face, online, or by phone.

About

John Miller, CFP®, AWMA®, FCEP Photo

John Miller, CFP®, AWMA®, FCEP

Financial Advisor & Owner
Read Bio

John Miller | Financial Advisor and Owner

John is a CERTIFIED FINANCIAL PLANNER™ professional, NAPFA-Registered Advisor, Accredited Wealth Management AdvisorSM , Fellow in Charitable Estate Planning with the Charitable Estate Planning Institute, licensed in property, casualty, life, and health insurance, and graduated with high honors from Bethel College in North Newton, KS. He completed the College for Financial Planning’s CFP® Professional Education Program, National Tax Training School, and is pursuing a Master of Science in Personal Financial Planning.

Prior to purchasing Longview Advisors, John was Associate Advisor at Bluestem Financial Advisors in Champaign, Illinois; Associate Advisor at Longview Advisors; worked for a small-business tax consulting firm, and taught English and American Culture courses at Sichuan Normal University in Chengdu, China, through Mennonite Central Committee. He also studied abroad at the University of Wuppertal in Wuppertal, Germany. 

John’s other interests include hiking, reading, and traveling internationally with his wife. 

Email or call today to schedule a no-cost, no-obligation initial consultation.

CONTACT

Office hours: By appointment only

Email us today to schedule a no-cost, no-obligation initial meeting.

NEWTON ADDRESS:

301 North Main Street, Suite 201
Newton, KS 67114

WICHITA ADDRESS:

3450 N. Rock Rd, STE 201 Wichita, KS 67226

CALL US:

316-512-1709


EMAIL US: